For SMEs
More return on your available cash.
Invest cash your company does not need immediately in options that fit its treasury needs.
Sitting at your bank
0.25%
Numo Money Market
2.3%
Investing for SMEs
Put your available cash to work
- Earn a return on available cash Invest money your company does not need immediately.
- Options for different time horizons Explore money market funds, bond funds and term deposits.
- Approve each order Review each investment order and authorize the transfer.
100% digital onboarding
1
Add your company details
Provide the company information and upload the requested documents.
2
Verify representatives and beneficial owners
Complete identity checks for the company’s representatives and beneficial owners.
3
Start managing your treasury
After verification, connect your company’s accounts and set your treasury preferences.
The product
One platform across every account.
Connect
Your bank accounts, connected
Connect supported accounts through open banking. Keep your existing banking relationships.
CGD · EUR€2.1M
Millennium bcp · EUR€1.4M
Novo Banco · EUR€820K
Crédito Agrícola · EUR€540K
Montepio · EUR€800K
Revolut · EUR€620K
Policies
Your treasury policy
Set cash buffers, counterparty limits and investment preferences to guide your allocation decisions.
Keep a cash buffer in every account
Max €2M allocation per counterparty
Only into approved instruments
Transfers
Transfers you approve
Review the amount and destination before authorising the transfer at your bank.
Company cash
Transfer
Numo Money Market at 2.3%
Awaiting your approval
Allocate
Treasury allocations
Explore money market funds, bond funds and term deposits from regulated providers.
Money market funds44%
Bond funds34%
Term deposits22%
Forecast
Cash forecast
Use expected inflows and outflows to guide your cash allocations.
Next 90 daysMinimum balance €12.4M
See the impact
What could your company’s cash earn?
Yield calculator
Amount to allocate€350,000
€0€10M
Time horizon120 days(4 months)
0 days730 days
Estimated return
+€2,683
over 120 days at 2.3% per year after fees
Estimated monthly return+€671
Total over period+€2,683
What that return could fund
Put the estimate in perspective with familiar business costs.
1
MacBook Airs for the team
2
annual seats of Claude Max
2
Web Summit Lisbon passes
Values are indicative.
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