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Numo Money Market

A fund for your everyday treasury.

Make the most of your company’s cash with returns and overnight liquidity.

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Numo Money Market

EUR

Balance

€350,000

Net annual rate
2.3%
Access
Overnight (T+1)
DepositWithdraw

Numo Money Market

Risk indicator
1 / 7

Your cash is allocated to bank deposits and short maturity debt.

Liquidity
Overnight (T+1)

Request a withdrawal and receive your cash the next business day.

Underlying assets

Treasury bills

Short maturity debt issued by governments to finance their activity.

Bank deposits

Money placed with banks to earn interest over an agreed period.

Certificates of deposit

Debt instruments issued by banks, with a defined maturity.

Commercial paper

Short maturity debt issued by companies to finance their activity.

Built to keep your company’s cash secure.

Sixty Degrees

Professionally managed

A regulated team picks and manages the investments for the fund, so your cash isn’t left idle.

CMVM registration no. 395

Caixa Geral de Depósitos

Numo is not the counterparty

Your company’s cash doesn’t sit with Numo. A dedicated bank holds the fund’s assets apart from the manager’s own money.

Separate from the investment manager

Watched by the regulator

Portugal’s securities regulator supervises the fund and its manager - an extra layer of oversight for your business.

Portuguese Securities Market Commission

See the impact

What could your cash earn?

Yield calculator
Amount to allocate€350,000
€0€10M
Time horizon120 days(4 months)
0 days730 days
Estimated return
+€2,683
over 120 days at 2.3% per year after fees
Estimated monthly return+€671
Total over period+€2,683

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Frequently asked questions

Is my company’s cash secure?
We built Numo with security as the priority. The fund buys short term government bills and bank deposits, held by Caixa Geral de Depósitos and supervised by CMVM. A serious loss would take something extreme, like a government or bank default, which is very unlikely.
What is a money market fund?
A money market fund pools investors’ money and invests it in short term assets, such as government bills and bank deposits. The fund earns income from these investments, and its value changes with the value of the assets and the income they generate. It is designed for lower volatility than longer term investments, but its value can still rise or fall and capital is not guaranteed.
How is my return calculated?
Your return comes from the fund’s investments and is updated daily. The value of the fund units reflects changes in the assets and the income they generate.
What fees do I pay for Numo Money Market?
Numo does not charge a platform, subscription or per user fee. The displayed return is net of fees.
When can my company withdraw?
Request a withdrawal by 14:00 on a business day and receive your cash the next business day. Requests made after that time are processed on the following business day and settle one business day later.
Who looks after the fund?
Sixty Degrees is responsible for the fund and manages it day to day. Caixa Geral de Depósitos acts as depositary and holds the assets. CMVM supervises the fund and its manager. Numo gives your company access to the fund but does not hold its assets.
What happens if Numo or Sixty Degrees stop operating?
Your company’s investment cannot be used to pay any debts of Numo or Sixty Degrees. If Numo stops operating, the fund remains independent of the platform. If Sixty Degrees becomes insolvent, the fund is liquidated with CMVM involvement and the money is returned to investors.

Start earning on your company’s cash

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Tell us a little about your company. We review each request and will contact you about the next steps.

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